Employment Insurance or EI is a safety net that all the workers need to have. Paying premiums for employment insurance is one of the best things you can do in order to safeguard against future problems. There are eligibility criteria that decide who is eligible to receive benefits under the Employment Insurance Scheme.
The criterion for eligibility for Employment Insurance in Canada differs on the basis of two prime reasons namely:
- The area of a worker’s residence
- The benefits which are required by the applicant.
Here are the different criteria that govern the eligibility and benefits for Employment Insurance in Canada.
Employment Insurance Benefits in Canada and the Eligibility Criteria
Routine Employment Insurance benefits for salaried individuals include support from the program after losing the job. The amount of support differs from person to person depending on their weekly insurable income. To be eligible, people should:
- Have worked the minimum number of hours depending on the area of employment. The number of hours ranges from 420 up to 700 but it also relies on the unemployment rate.
- Be without income from the job for at least seven days.
- Have contributed to the insurance program.
However, people who have been fired for justifiable reasons and the people who quit without any good reason do not qualify for the benefits.
Special Employment Insurance Benefits Program for the Self Employed in Canada
Employment insurance in Canada for the Self Employed is a little complex but covers the special benefits, if required. Self Employed people who want Employment Insurance can get it by entering into an agreement with the CEIC. The Canada Employment Insurance Commission oversees the insurance program and they have different criterions for different benefits under the scheme. Eligibility requirements on a general basis include:
- Individuals need to have worked for at least 600 hours in the past 52 weeks or from the previous claim date to qualify.
- Self Employed people need to prove that there has been a loss of more than 40 percent in their weakly income.
There’s a 12 month waiting period before a claim can be made.
Maternity and Parental Benefits in Canada while in Job
Maternity benefits are provided to women who are expecting to give birth or have already given birth to a child. Parental benefits are provided to both men and women of a recently born or adopted child. A woman can qualify for both of these programs. Parents need to sign an affidavit regarding the date of birth or placement for adoption of the child. Parents are entitled to share the benefits as well. Parental benefits are given under normal and extended categories.
Sickness and Compassionate Care- while in Job in Canada
Sickness benefits are given for up to a 15 week period and Compassionate care benefits are given for up to a 26 week period. You need to prove your ability of work if not sick and the time period of sickness to be eligible. For compassionate care, the ill member must be from the eligible list of members and should be at a risk of dying in the next 26 weeks.
Calculation of Amount of Employment Insurance you will get in Canada
There’s no general estimate of the amount you get in the different categories as it is calculated on the basis of an individual’s income.