100gm cream Cheese, 25gm Cream, 1 Tbsp. peanut butter 1 Tbsp. honey, 1 Tbsp. milk, 21 crackers, 1 apple, cut into slices, 1 pear, cut into slices.

Mix cream cheese, peanut butter, honey and milk in small bowl until well blended. Serve with crackers, apple and pear for dipping.