While traveling abroad, carrying a health insurance can be quite a big support for those migrating even for a shorter period of time.
There are various purposes for which an individual may migrate to a foreign land. This can starting from “intra accompany transfer” or a visit for a project or it could be a “pleasure trip” too. For the cases when a migrant would get a health insurance from the employer, it is not a matter to be considered. But in cases where an individual is traveling abroad for a pleasure trip and even if it for a short period of time, one should be prepared with health insurance, no matter how short the trip is going to be.
The need of carrying a health insurance
Across various countries the health cost differs and it may be quite affordable in some places and could be too expensive to bear in some other.
Availing a health advice may not be too feasible in some places because there has to be a protocol to be maintained by the visitor.
If you carry a health insurance it automatically takes care of all these uncertainties.
The cost of health insurance
In some countries the cost of health insurance may be too expensive that it may not be feasible for a migrant to buy the same. In some, it might be affordable. The difference in payment or cost of premium could also be due to the difference in the currencies used by different countries.
Therefore, the safest is to buy one in the native country so that the risk as well as burden of bearing the health care cost in a new place gets reduced.
The cost across various countries
In US the cost of medical treatment for any disease is much higher than what it is in Canada. In Hong Kong there is no fixed rule on the same and hence the hospitals being private bodies they charge according to their own wish. India has occupied a prime position in the health care industry as the cost as well as facilities is quite competitive.
There are some countries offering quite a good service in this sector but the staffs in the hospitals is not equipped to speak in international language, thereby creating a barrier for many coming from English speaking countries.
In the absence of medical insurance
During your stay in a foreign country, if you fall sick, you need to prove enough documents that there is enough fund to cover your medical expenditure. You cannot carry a huge amount of money, anticipating that you would fall sick so the best option is to carry an insurance which will take care of all your needs.
Health Insurance is not a luxury but a necessity for those who travel abroad either for a personal or a professional reason. Getting one in the native country is advisable to avoid any legal issues on the foreign land.