I reviewed the new Wall Street Journal Complete Personal Finance Guidebook recently and one piece of advice struck me as interesting.

The author, Jeff Opdyke, suggests that if you have credit card debt on multiple cards, with one or two cards having rather low balances in relation to higher-balance cards, you should pay off the low-balance cards first, even if they have higher interest rates.

You’re wearing your best interview suit and facing your best friend, who’s wearing the most inscrutable hiring-manager face she can muster. You’ve carefully positioned a video camera to record your every move. All is in place for your mock interview.